Producers

16 CE hours total, including:

• Ethics: 3 CE hours

Licensees must take courses in license type held. If multi-licensed, any course is allowed.

Every 2 years on the producer's birth date.

Courses cannot be repeated more than once in a 2 year license term.

Annuity Best Interest Training
Hours: 4
Frequency: One-time training of a 4-Hour Annuity Suitability and Best Interest Standards course must be complete prior to selling annuity products.

Effective August 30th, 2024, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards.

• Licensees who have already completed a 4-hour annuity course prior to 8/30/2024 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees will only have until 2/28/2025 to be able to take the 1-hour course.
• Licensees who have not completed an annuity course must take the 4-hour annuity best interests course prior to selling annuities.

Residents and non-residents who have completed training including the NAIC Best Interest Standards in another state with laws similar to Missouri law will be deemed compliant with this requirement.

Annuity Training Information

Initial Training
Hours: 8
Frequency: One-time training must be complete prior to selling LTC products.

Ongoing Training
Hours: 4
Frequency: Ongoing training must be completed every 2-year renewal period following the completion of the initial training and every 2-year renewal period thereafter.

Residents and non-residents who satisfy the training requirements of another state with laws similar to Missouri's law will be compliant with the requirement.

LTC Training Information

NFIP Flood Training
Hours: 3
Frequency: One-time training must be complete prior to selling flood insurance products.

Flood Training Information

Excess hours may be carried over to the next renewal period.

1. Electronic renewals will be available 90 days prior to the expiration date.
2. NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application.
3. Complete renewal application and submit fees.

Renew online

• WebCE courses are classified as online self-study courses.
• Students should read through every chapter of the course material for each course before attempting a final exam.
• Self-study exams are closed-book and do not require a monitor.
• Final exam passing score: 70%
• If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

12 months from the original date of purchase, unless otherwise posted on the course description page and student dashboard.

Twice every business day to State Based Systems (SBS).

Online PDF certificates of completion are available to print immediately after the course is completed. Licensees must keep a copy of the original certificates of completion in their files for 4 years.

• All non-resident producers must file a current and original certification letter showing compliance with CE requirements in their resident states. If the individual is a resident of a state that participates in Producer Data Base (PDB), a letter of certification is not required.
• Non-resident producers who reside in a state that does not require CE must complete CE courses approved by the Missouri Department of Insurance.

The following are exempt from Missouri CE requirements:

• The producer has suffered a serious physical injury or illness.
• The producer is on active duty in the Armed Forces for an extended time.
• Individuals who sell only crop insurance or pre-arranged funeral plan insurance
• The producer is at least 70 years old.
• Individuals who sell limited line credit in connection with a loan
• Individuals who reside outside the United States