How to Pass the Life & Health Insurance Licensing Exam the First Time

After decades in professional education, we know what goes into successfully launching a new career in life and health insurance.

In this guide, we break down how you can pass the life and health insurance license exam the first time.

Since insurance licensing requirements differ by state, it is important to start by identifying your state’s requirements.

Here are some things to look for as you research your requirements:

Insurance Prelicensing

Insurance prelicensing is education some states require before a candidate can take the insurance licensing exam. While the hour requirement varies by state, all insurance prelicensing hours must be completed before a candidate is eligible to take the insurance exam.

Prelicensing is not designed to replace exam prep. We breakdown all the differences in our blog, Insurance Exam Prep vs. Prelicensing: What’s the Difference?

Exam Content Outline

Many states offer full exam content outlines to give an idea of what to expect on the exam. You can find these outlines on your state’s Department of Insurance website.

To make it easy, you can find your state’s insurance license exam content outline on our catalog requirements page. Once you have selected your state and license type, simply click the green requirements button at the top for the Exam Outline link.

Timed Exam Format

Not only is there an exam to pass, but it is also timed. For some, the timed element of the insurance exam can be the greatest challenge.

Plus, different sections are weighted differently, meaning you will need to adjust your preparation to focus on those topics that deserve more attention.

The tried-and-true method to overcome these challenges is exam prep. The more you practice and get a feel for the exam and its time limit, the more comfortable and focused you will be on exam day.

Before diving into exam prep, the next step we recommend is scheduling your exam.

This is for two reasons:

1. Most states recommend scheduling your exam 4 to 6 weeks ahead of time. The sooner you schedule your exam, the better chance you have of finding a date that works best for you.

2. Plan your exam prep so you will be fresh for the exam. This helps avoid studying for weeks only to forget it all before actually taking the exam.

In short, scheduling your exam early helps set you up for success later.

We recommend spending about two weeks preparing for the life and health insurance licensing exam.

The best way to prepare is with insurance exam prep that offers courses created with the exam outline in mind alongside quizzes, practice tests, and online flash cards to target tricky topics. Consistent, targeted studying can greatly improve your chances of passing the first time.

Our exam prep offers all of this on top of our powerful AI study buddy, WiseBot, who can improve your chances of passing by up to 94%.

WiseBot examines 100s upon 100s of data points from 1000s of successful students to calculate a personalized Exam Readiness Score that predicts your probability of passing. Once your score reaches the green, you have a 94% chance of passing the exam the first time. Just wait for WiseBot to give you the green light!

Practice tests that simulate the state exam are one of the best ways to get comfortable with the timed format and test what you know.

Customizable practice tests in our life and health insurance exam prep let you test only the areas you need to practice most. This targeted approach makes the most of your study time to help bridge knowledge gaps.

Plus, WiseBot can offer invaluable insights on improving your skills as you get closer to exam day.

Just click the “Am I Ready?” button until WiseBot gives you the green light!

Exam day prep is just as important as exam prep. When you wake up that day, your license could be just hours away.

Here are a few tips to help maximize your success on exam day:

1. Arrive early and settle in. Getting comfortable in your testing environment can help you focus on passing the exam.

2. Read carefully. Paying close attention to the language used can help tackle difficult questions. Look out for double negatives and words like “not,” “except,” “unless,” and “until,” which can upend the meaning.

3. Trust your prep. For tough questions, use the process of elimination, then mark them for review to manage your time. If you do not know the answer, think of principles or concepts that might guide you to the correct answer.

There is no 100% guarantee exam prep will help you pass the first time. But you can get a 94% or better chance of passing with WebCE’s insurance exam prep. WiseBot’s insights will help you reach your goal by mapping out the steps to get there—no matter where you are in your exam prep.

Get started today by visiting our catalog to view your requirements and kick off your journey into life and health insurance!