Many people pre-plan and pre-pay for their funerals to ensure their wishes are carried out and to avoid burdening loved ones with final expenses. The pre-need industry offers products like final expense insurance, pre-need insurance, and pre-need trusts. This course covers the unique characteristics of these products and their suitability for individuals whose estates would be significantly burdened by funeral costs.

• Explain why it is important to make plans and pay for funeral expenses in advance
• Describe the different final arrangement options and choices that individuals may choose and make when pre-planning their funerals ,
• Explain the advantages and disadvantages of using final expense insurance
• Describe the features of pre-need plans that are funded by life insurance
• Understand how trust-funded pre-need plans can be used to pay for funerals in advance
  
• Explain the pre-need professional's role and ethical duties when working with clients

Licensed life and health insurance producers, licensed pre-need brokers, funeral directors, financial advisors and planners