Enhanced Flood Insurance: Elevation Certificates and Grandfathering (NY)

Overview

Standard homeowners and commercial property policies don’t cover flood damage. The National Flood Insurance Program (NFIP) is often the only source of flood insurance. This course covers the flood insurance rating process, focusing on elevation certificates and grandfathering rules for policyholders when flood maps change.

Find this course for your license

License or Certification

Regulator

Objectives

explain the information provided by flood insurance rate maps (FIRMs) and distinguish among the flood zones
identify the maximum flood insurance policies limits available
understand the flood insurance rating process and factors including elevation certificates
explain how the Biggert-Waters Act and the HFIAA affect grandfather rules and identify the types of properties affected

Designed For:

P&C producers

International Risk Management Institute, Inc. (IRMI) is the premier provider of risk and insurance continuing education and reference publications, and is considered the ultimate authority by leading insurance practitioners. Written by industry experts, IRMI courses provide the most up-to-date, practical and reliable information possible.

Course Information

Adding additional credit may change exam requirements.

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