As our population ages, the need for long-term care becomes crucial. This course prepares producers and financial advisors to counsel clients on long-term care options and funding. It covers the nature of long-term care, services and providers, insurance, partnership programs, and policies, as well as federal and state programs like Medicare and Medicaid. The course also discusses the market for long-term care insurance and the ethics and suitability standards for selling LTCI policies.

Important Note: Please verify you have the proper license before ordering and completing this course.

• Describe the conditions that have led to the growing need for long-term care
• Explain the types of LTC providers and the services they offer
• Demonstrate an understanding of the options and limitations of Medicare and Medicaid for paying for long-term care
• Outline and define the purpose, function, and application of long-term care insurance
  
• Explain the fundamentals of LTC partnership programs and the requirements for LTCI policies that are sold with these programs
• Demonstrate an understanding of the ethics and suitability issues that surround the sale of LTC insurance
• Describe the rules for the design and issue of policies that are to be used in concert with Arkansas's LTC partnership program