Overview
As our population ages, the need for long-term care becomes crucial. This course prepares producers and financial advisors to counsel clients on long-term care options and funding. It covers the nature of long-term care, services and providers, insurance, partnership programs, and policies, as well as federal and state programs like Medicare and Medicaid. The course also discusses the market for long-term care insurance and the ethics and suitability standards for selling LTCI policies.
Important Note: Please verify you have the proper license before ordering and completing this course.
Learning Objectives
- Describe the conditions that have led to the growing need for long-term care
- Explain the types of LTC providers and the services they offer
- Demonstrate an understanding of the options and limitations of Medicare and Medicaid for paying for long-term care
- Outline and define the purpose, function, and application of long-term care insurance
- Explain the fundamentals of LTC partnership programs and the requirements for LTCI policies that are sold with these programs
- Demonstrate an understanding of the ethics and suitability issues that surround the sale of LTC insurance
- Understand the ethics and suitability issues for marketing and selling LTCI insurance in Ohio
Designed For
Life and health insurance producers and finance professionals
Find this course for your license:
License or Certification
Regulator
Type