Overview
An estimated 42 million people in the U.S. have a disability, which can happen to anyone and impact earning capacity. Social Security Disability Insurance (SSDI) helps cover living and medical expenses, but its eligibility criteria, application process, and benefits can be confusing. This course provides a detailed overview of SSDI, including who qualifies, how benefits are determined, and how the program supports individuals returning to the workforce.
Learning Objectives
- Explain how the five-step sequential evaluation process is used to determine eligibility for disability benefits
- Understand how the application date, disability onset date, and waiting period affect the start of benefits
- Explain how the receipt of other disability income may affect a person's Social Security disability benefit
- Recognize when Social Security disability beneficiaries become eligible for Medicare
- Understand when the spouse and dependent children of a disabled worker are eligible to receive benefits based on the worker's earnings record
- List the events that will cause Social Security disability benefits to terminate
Designed For
Life and health insurance producers and finance professionals
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