Today’s retirees face more uncertainty and fewer traditional pension plans, making retirement planning crucial. Rising healthcare costs, including long-term care, threaten financial security. This course helps insurance professionals and financial practitioners assist senior clients in planning for a secure retirement with suitable financial products, covering income planning, healthcare, estate distribution, and final needs.

• Describe the characteristics of today's retirees and their retirement income planning goals
• Explain the required minimum distribution rules that apply to qualified plans and individual retirement accounts
• Explain the benefits and limitations of Social Security
• Demonstrate an understanding of how life insurance and annuities can provide supplemental income and lifetime benefits
• Demonstrate an understanding of the importance of Medicare, Medicaid, Medicare supplement insurance, and long-term care insurance
  
• Demonstrate an understanding of financial practitioners' ethical duties when working with senior clients