Life insurance settlements benefit both sellers and buyers. Sellers receive more than the surrender value and are relieved of premium payments. Buyers benefit as the death benefit exceeds the purchase price and premiums paid. This course provides the required 15 hours of continuing education for California life settlement brokers, covering the state’s “15-Hour Life Settlement Broker Outline.” It includes in-depth explanations, examples, and the broker’s legal and ethical responsibilities in life settlement transactions.