An Independent Adjuster works on a contract basis for an insurance carrier doing direct adjudications of claims. Indiana does not require licensure for staff adjusters. An Independent Adjuster license is effective for two (2) years, expiring on the last day of the agent's birth month, unless probated, suspended, revoked, or refused.
Non-resident Independent Adjusters can be licensed in Indiana provided:
- The individual is currently licensed in good standing as an Independent Adjuster in the individual's home state or Designated Home State (DHS);
- The individual has submitted the proper application for licensure and the non-resident application fee of ninety dollars ($90), unless a retaliatory fee applies; and
The individual's home state or DHS awards non-resident Independent Adjuster licenses to residents of Indiana on the same basis. Non-Reciprocal States: CA, HI and NY. California, Hawaii and New York residents must complete an approved Indiana Independent Adjuster pre-licensing education course and the Indiana Independent Adjuster exam. Pre-licensing education courses may be viewed online here . Exam details and scheduling are available here.